Quality Control Underwriter Product Manager

7% 1-Year Employee Growth Rate | 20% 2-Year Employee Growth Rate | LinkedIn | $0 Venture Funding

What Is Employee Growth Rate & Why Is It Important?

Key Areas of Responsibility

• Demonstrate leadership skills as a team player by providing superior customer service, being flexible and approachable.
• Maintain thorough knowledge of Parkside’s guidelines, as well as policies and procedures.
• Demonstrate ability to review and calculate ALL income types, including complicated tax returns.
• Demonstrate ability to review and analyze borrower’s income stability, assets, appraisal, prelim, credit report and all other documentation as required.
• Ensure Parkside’s quality is uncompromised and that all documentation provided is thoroughly analyzed and meets guidelines during the QC review.
• Identify red flags within files and ensure each red flag is communicated out to the underwriter for further analysis.
• Maintain minimum file requirements as well as condition turn-times as set forth by management
• Follow the QC checklist and enter all findings into the QC Findings module.
• Assist in training new hires.
• Maintain communication with upfront underwriters to ensure all questions are answered in a timely manner.
• QC the specified percentage of QC Vendor reviewed files to ensure policies and procedures are being followed.
• Ensure compliance with federal and state lending regulations
• Provide a second layer of quality control to ensure that the liability taken on by Parkside Lending will not result in a non-saleable loan.
• Always seek to find ways to improve our processes either through technology, process systems or communication methods
• Acquire and maintain NMLS license.
• Underwriting Authority for single property ownership, refinance, conforming and high balance loan products

Consults With

• Underwriting Manager / Regional Underwriting Manager
• Underwriters

Qualifications

• Ability to multi-task in a fast paced environment
• Be a quick learner and have a willingness to acquire new skills
• Exhibit a pleasant demeanor with internal personnel via phone and email
• Ability to work independently with little supervision
• Excellent analytical and decision making skills
• Extensive knowledge of the mortgage industry and conventional underwriting guidelines
• College degree is preferred
• Minimum 5+ years of experience in underwriting

Tagged as: 201-500 Employees