Credit Underwriter – AP – Paychex

4% 1-Year Employee Growth Rate | 5% 2-Year Employee Growth Rate | LinkedIn | $0 Venture Funding

What Is Employee Growth Rate & Why Is It Important?

Overview

Manages the entire underwriting process for new clients from the initial receipt of application until the first funding.

Responsibilities

• Researches and completes write-ups of client condition and operating results on financial and credit information, and existing contracts to address client financial viability and credit worthiness to mitigate risk.
• Researches guarantor’s various financial and other related documents, such as individual tax returns, Equifax reports and personal financial statements to determine financial viability and credit worthiness of applicant.
• Researches accounts receivable information for aging, concentration, and end debtors to determine financial viability and credit worthiness based on available financial and credit information.
• Builds initial collateral file to be used during the credit approval process of a new client.
• Reviews client and individual applications for completeness of information.
• Ensures completeness and accuracy of all information included in the Client Approval Memorandum.
• Guides and assists Sales team in process for collecting necessary information needed to qualify leads.
• Assists Sales team as needed with deal structures and contract terms.

Qualifications

• Bachelor’s Degree in Finance or related field – Preferred
• Comparable work experience.
• Understanding of basic finance and credit practices.
• Requires ability to analyze data and understand business significance.

Tagged as: 501+ Employees, Hide US-Only Jobs, Venture Funded